Can a payment gateway facilitate UserA to send direct payment to UserB after both parties have verified their credit card information?
Can a payment gateway facilitate UserA to send direct payment to UserB after both parties have verified their credit card information?
Your inquiry is quite broad, so unfortunately I am unable to provide specific answers at this time.
If you are working with Stripe, it is essential to set up Stripe Connect for both users involved in the transaction.
Each user will need a dedicated Connect account along with a corresponding Customer object linked to their profile.
I suggest thoroughly reviewing the information on Stripe Connect [0] and understanding the various fund flows [1] available as there are numerous details and options to consider.
Additionally, it is important to verify with Stripe Support that your intended use-case aligns with their terms of service policies.
To facilitate payments from one user to another using email, the PayPal Checkout platform offers a specific payee field for this purpose.
For more information on customizing payees in PayPal Checkout, you can visit: https://developer.paypal.com/docs/checkout/integration-features/custom-payee/
It's worth noting that the recipient of the payment does not necessarily need to have a PayPal account already set up. They will receive an email notification and can choose to set up a new account or link the email to an existing PayPal account. If the payment is not accepted within 30 days, it will be automatically refunded.
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